Jay Blades finally broke his silence on Saturday following his shock marriage split from estranged wife Lisa Marie Zbozen.
The Repair Shop star, 54, fondlY marked Windrush Day as he took to his Instagram page with a very heartfelt message.
He graced his followers’ feed as the BBC alum came back on the platform following a social media break.
Jay paid a tribute to his beloved grandmother and great aunt who both belonged to the Windrush Generation which bravely came all the way from Barbados to England.
He penned the lengthy message: ‘I’ve taken a pause from social media and I’ve decided to come back on this day.
‘Today is a celebration of the Windrush Generation as my Grandmother and my Great Aunt took that journey from Barbados to England.
I don’t know if they understood the impact that they would have, in helping to rebuild the nation after the Second World War.
‘I wanted to pay homage to all of the Windrush Generation, and say a very BIG thank you. The Windrush Generation holds a significant place in the history of the United Kingdom.
‘Arriving from the Caribbean between 1948 and 1971, these individuals, including my grandmother, came to the UK to help rebuild the nation after World War II. Their contributions were instrumental in shaping modern British society, bringing cultural diversity, enriching the workforce, and influencing various facets of daily life.
He continued gushing proudly over his ancestors: ‘Despite facing challenges and discrimination, the resilience and determination of the Windrush Generation have left an indelible legacy.
‘They not only contributed to the economic growth of the UK but also brought vibrant cultural influences that have become integral to British identity.
‘The courage and perseverance of my Grandmother and her peers are a testament to their enduring spirit and significant impact on the nation’s fabric and also to me.
‘From the Bottom Of My Heart, I Just Want To Say Thank You ❤️,’ Jay finished up emotionally.
Jay was seen back on the set of The Repair Shop for the first time earlier this month since his shock marriage split.
He returned to work as he was spotted without his wedding ring on after his wife Lisa announced in May that the couple had split.
It was announced that Jay would be taking time away from TV in light of the split, however it seems he’s seemingly been permitted by the BBC to resume work.
He looked delighted to be back with the crew as he beamed in snaps while filming scenes at the Bournemouth set.
Sources close to the production reportedly told Click News, that his presence back on set has brought back a sense of ‘normalcy’ after he took time away from the show.
Lisa walked out on Jay last month, saying their 18-month marriage ‘just got worse and worse, until I grabbed a bag of a few things and I left’.
It came soon after the murder of his uncle who tragically died in April.
Taking to Instagram, Lisa announced her split from the TV star who she married in November 2022, in an emotional post.
She said: ‘I have been quiet until now, but the papers seem to be picking up this story, but some parts have been definitely missed, so it’s forced my hand…
‘This was the whole post on a private forum: I don’t know how to say this because it’s still really raw.
‘I probably should be really angry but I’m just incredibly sad about the whole thing right now. I don’t think I’ve ever cried so much.
‘I wanted my husband to love me & keep me safe, and I would love him right back, but it just got worse and worse, until I grabbed a bag of a few thing’s & I just left. Anyway, That’s why there’s been no new wkouts [workouts].’
In another post, she said: ‘I will admit I’m crying as I type this as I can’t believe this is even real. I hope you don’t mind if I just have a few days trying to figure out my life as I’m currently in a spare room with a few essentials.
‘I don’t know what else to say. All my love, A very broken Lisa-Marie x.’
It all came as Jay was expected to be back filming the hugely-popular BBC show The Repair Shop but had reportedly been absent on set.
MailOnline revealed that Jay would be ‘given the time’ he needed to deal with personal issues impacting his life.
Amid reports that Jay had thrown BBC’s The Repair Shop filming into chaos, a source has confirmed to MailOnline that the presenter is being ‘given the space’ he needs to get ‘his head straight’.
The insider said: ‘Jay is a much-loved member of the team on The Repair Shop. It is a really close-knit group, who are like a family.
‘Jay will be given the time he needs to deal with things and sort out what he needs to get sorted.
‘He’s been through a really difficult time with his uncle and now he is having to deal with the breakdown of his marriage.
‘The BBC fully expect Jay to return but they won’t be rushing or pushing him to come back before he is ready and he’ll be given the space to sort things out and get his head straight.’
Reports recently suggested that the Christmas special of the Repair Shop was in jeopardy due to Jay’s absence.
But MailOnline later understood that this was not the case and with Jay back filming it seems the show’s filming schedule has resumed.
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Source: New York Post
Understanding Deductibles in Insurance
What is a Deductible?
A deductible is the amount of money a policyholder must pay out-of-pocket before an insurance company begins to cover the remaining costs. Deductibles are a fundamental component of most insurance policies, including health, auto, home, and business insurance.
How Do Deductibles Work?
When you file a claim, you are responsible for paying the deductible amount. Only after this amount is paid will the insurance company pay for the covered expenses exceeding the deductible. For example, if you have a $1,000 deductible on your car insurance and incur $3,000 in damages from an accident, you would pay the first $1,000, and the insurance company would cover the remaining $2,000.
Types of Deductibles
- Fixed Dollar Deductible: This is a specific amount you must pay each time you file a claim. It’s common in health and auto insurance policies.
- Percentage Deductible: In some cases, particularly with homeowners insurance, the deductible might be a percentage of the insured value. For instance, if your home is insured for $200,000 and you have a 2% deductible, your out-of-pocket cost would be $4,000 before insurance covers the rest.
- Per-Claim vs. Annual Deductible:
- Per-Claim Deductible: You pay the deductible every time you file a claim.
- Annual Deductible: Common in health insurance, this deductible resets each year. You pay out-of-pocket until your total expenses reach the deductible amount for the year.
Why Do Deductibles Exist?
- Cost Control: Deductibles help keep insurance premiums more affordable. Higher deductibles typically result in lower premiums because the policyholder assumes more initial risk.
- Reduced Claims Frequency: Deductibles discourage policyholders from filing small or frivolous claims, reducing the number of claims an insurer must process and pay out.
- Shared Responsibility: Deductibles ensure that policyholders share in the financial responsibility of their care or damages, promoting cautious behavior and maintenance of insured assets.
Choosing the Right Deductible
When selecting an insurance policy, choosing the right deductible is crucial. Here are some considerations:
- Financial Ability: Assess your ability to pay the deductible in case of a claim. A higher deductible can lower your premium but may be challenging to pay if an incident occurs.
- Risk Tolerance: Determine how much risk you are comfortable assuming. If you prefer lower out-of-pocket costs during an emergency, a lower deductible might be preferable, albeit with a higher premium.
- Frequency of Claims: Consider how often you might need to file a claim. If you anticipate frequent claims, a lower deductible might be more cost-effective over time.
Impact on Premiums
The relationship between deductibles and premiums is inverse. Generally, the higher the deductible, the lower the premium, and vice versa. This trade-off allows policyholders to customize their insurance based on their financial situation and risk appetite.
Conclusion
Deductibles are a key feature of insurance policies that influence both the cost of premiums and the financial burden on policyholders when filing claims. Understanding how deductibles work and carefully selecting an appropriate deductible can help balance cost savings with financial protection, ensuring optimal insurance coverage tailored to individual needs and circumstances.
