Loose Women viewers were left “disgusted” by an X-rated chat on the ITV lunchtime show.

As the ITV show returned for only the second time this week – owing to the football and the horse racing – fans were left switching off after being horrified by one topic of conversation. 

They all sat down to discuss body hair, with Kaye revealing she had one hair she wanted plucking.

And agreed to do it live on air, which left fans feeling physically sick when they zoomed into it.

However, talk soon turned to other parts of the body, with Linda Robson giving a very graphic description of hair in a certain area. 

At first she discussed it being a “brown bush” before later admitting there were only “stragglers”.

Horrified viewers took to social media to fume over the segment, which aired at 12.45pm, around the time people would be eating lunch. One viewer wrote: “This is vile and it’s making me physically ill #loosewomen,” as a second added: “Oh fgs Linda needs the sack. She’s disgusting #LooseWomen.” A third penned: ” #loosewomen Really?????? This isn’t lunch time viewing. @loosewomen.”

“My hubby was eating his beef salad sarnie and he never gags at anything but their hair chat just had him bau lking! #LooseWomen,” a fourth wrote, with a fifth adding: “Omg this is gross!! Why the hell would we find this entertaining yuk #loosewomen.”

The conversation soon turned to other types of body hair, with pannelist Kaye Adams having one of hers removed live on air. Watching the segment, fans expressed their disgust on social media.

One wrote: “Good grief, whatever happened to tv standards. Tut!Tut! #loosewomen,” as a second added: ” @loosewomen Why did you show the tugging of a hair from a mole at lunchtime??? Thanks so much for that.” A third took to Twitter to share their disgust, writing on social media: “That’s disgusting, just spat my brew out #Loosewomen.”

Loose Women only aired on Monday this week and again today, as ITV have been leading the way with coverage on the Euros 2024 as well as the horse racing at Ascot Racecourse, which has been attended by the royals this week.

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Source: New York Post

Understanding Deductibles in Insurance

What is a Deductible?

A deductible is the amount of money a policyholder must pay out-of-pocket before an insurance company begins to cover the remaining costs. Deductibles are a fundamental component of most insurance policies, including health, auto, home, and business insurance.

How Do Deductibles Work?

When you file a claim, you are responsible for paying the deductible amount. Only after this amount is paid will the insurance company pay for the covered expenses exceeding the deductible. For example, if you have a $1,000 deductible on your car insurance and incur $3,000 in damages from an accident, you would pay the first $1,000, and the insurance company would cover the remaining $2,000.

Types of Deductibles

1. Fixed Dollar Deductible: This is a specific amount you must pay each time you file a claim. It’s common in health and auto insurance policies.
2. Percentage Deductible: In some cases, particularly with homeowners insurance, the deductible might be a percentage of the insured value. For instance, if your home is insured for $200,000 and you have a 2% deductible, your out-of-pocket cost would be $4,000 before insurance covers the rest.
3. Per-Claim vs. Annual Deductible:
   • Per-Claim Deductible: You pay the deductible every time you file a claim.
   • Annual Deductible: Common in health insurance, this deductible resets each year. You pay out-of-pocket until your total expenses reach the deductible amount for the year.

Why Do Deductibles Exist?

1. Cost Control: Deductibles help keep insurance premiums more affordable. Higher deductibles typically result in lower premiums because the policyholder assumes more initial risk.
2. Reduced Claims Frequency: Deductibles discourage policyholders from filing small or frivolous claims, reducing the number of claims an insurer must process and pay out.
3. Shared Responsibility: Deductibles ensure that policyholders share in the financial responsibility of their care or damages, promoting cautious behavior and maintenance of insured assets.

Choosing the Right Deductible

When selecting an insurance policy, choosing the right deductible is crucial. Here are some considerations:

1. Financial Ability: Assess your ability to pay the deductible in case of a claim. A higher deductible can lower your premium but may be challenging to pay if an incident occurs.
2. Risk Tolerance: Determine how much risk you are comfortable assuming. If you prefer lower out-of-pocket costs during an emergency, a lower deductible might be preferable, albeit with a higher premium.
3. Frequency of Claims: Consider how often you might need to file a claim. If you anticipate frequent claims, a lower deductible might be more cost-effective over time.

Impact on Premiums

The relationship between deductibles and premiums is inverse. Generally, the higher the deductible, the lower the premium, and vice versa. This trade-off allows policyholders to customize their insurance based on their financial situation and risk appetite.

Conclusion

Deductibles are a key feature of insurance policies that influence both the cost of premiums and the financial burden on policyholders when filing claims. Understanding how deductibles work and carefully selecting an appropriate deductible can help balance cost savings with financial protection, ensuring optimal insurance coverage tailored to individual needs and circumstances.