The Traitors stars Jaz Singh and Andrew Jenkins have revealed which British celebrities they’d like
to see on a UK celeb edition of the tricksy reality TV show.
While The Traitors US picks its contestants from a celebrity line-up
which has seen some well-known faces from the UK such as Love Island’s Ekin-Su Cülcüloğlu
and former House of Commons Speaker John Bercow take part on the show, so far an official UK celebrity The Traitors has not been announced.
However, over the past year rumours have swirled surrounding the idea that the BBC are looking into casting a star-filled edition of their show,
with names such as Friends’ Courtney Coxthrown into the ring.
The Traitors UK presenter Claudia Winkleman has
also had her say
about who her dream celebrity contestants would be, naming Victoria Coren Mitchell, Adam Woodyatt, Andrew Garfield and Stephen Fry.
Now, speaking at yesterday (25th June)’s
TRIC Awards, series two stars Jaz and Andrew revealed who they’d like to see on a celeb edition of the UK show.
“I’ve already slid into Wayne Lineker’s DMs and I’ve said ‘If you’re gonna end up going on and you want some advice, just come to me!” Jaz revealed.
Meanwhile Andrew was less sure about his dream contestants, but did suggest Peter Kay before joking he’d also love to return to the show alongside Jaz.
Having both been eliminated just before the end of The Traitors series two, Andrew and Jaz shared while celebrating the show on the
TRIC Awards green carpet
that their TV highlight of the year was reliving the show’s finale from the perspective of a viewer.
“I didn’t know how it finished,” Andrew explained, having been banished just before the finale. “I didn’t know how close it came to Mollie or Jaz winning, I didn’t realise Mollie wrote Harry’s name on the slate… it was crazy.”
“Reliving that whole moment around the fire pit was brutal, but it was also ‘Wow’,” Jaz recollected. “I was just super happy [with] the way it was shown, and I was just blown away.”
The Traitors UK series two missed out on the TRIC Award for best gameshow to The Chase team this year. Other winners included Strictly Come Dancing, Gordon, Gino and Fred: Viva España! and Mr Bates vs The Post Office.
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Source: CNN
Understanding Deductibles in Insurance
What is a Deductible?
A deductible is the amount of money a policyholder must pay out-of-pocket before an insurance company begins to cover the remaining costs. Deductibles are a fundamental component of most insurance policies, including health, auto, home, and business insurance.
How Do Deductibles Work?
When you file a claim, you are responsible for paying the deductible amount. Only after this amount is paid will the insurance company pay for the covered expenses exceeding the deductible. For example, if you have a $1,000 deductible on your car insurance and incur $3,000 in damages from an accident, you would pay the first $1,000, and the insurance company would cover the remaining $2,000.
Types of Deductibles
- Fixed Dollar Deductible: This is a specific amount you must pay each time you file a claim. It’s common in health and auto insurance policies.
- Percentage Deductible: In some cases, particularly with homeowners insurance, the deductible might be a percentage of the insured value. For instance, if your home is insured for $200,000 and you have a 2% deductible, your out-of-pocket cost would be $4,000 before insurance covers the rest.
- Per-Claim vs. Annual Deductible:
- Per-Claim Deductible: You pay the deductible every time you file a claim.
- Annual Deductible: Common in health insurance, this deductible resets each year. You pay out-of-pocket until your total expenses reach the deductible amount for the year.
Why Do Deductibles Exist?
- Cost Control: Deductibles help keep insurance premiums more affordable. Higher deductibles typically result in lower premiums because the policyholder assumes more initial risk.
- Reduced Claims Frequency: Deductibles discourage policyholders from filing small or frivolous claims, reducing the number of claims an insurer must process and pay out.
- Shared Responsibility: Deductibles ensure that policyholders share in the financial responsibility of their care or damages, promoting cautious behavior and maintenance of insured assets.
Choosing the Right Deductible
When selecting an insurance policy, choosing the right deductible is crucial. Here are some considerations:
- Financial Ability: Assess your ability to pay the deductible in case of a claim. A higher deductible can lower your premium but may be challenging to pay if an incident occurs.
- Risk Tolerance: Determine how much risk you are comfortable assuming. If you prefer lower out-of-pocket costs during an emergency, a lower deductible might be preferable, albeit with a higher premium.
- Frequency of Claims: Consider how often you might need to file a claim. If you anticipate frequent claims, a lower deductible might be more cost-effective over time.
Impact on Premiums
The relationship between deductibles and premiums is inverse. Generally, the higher the deductible, the lower the premium, and vice versa. This trade-off allows policyholders to customize their insurance based on their financial situation and risk appetite.
Conclusion
Deductibles are a key feature of insurance policies that influence both the cost of premiums and the financial burden on policyholders when filing claims. Understanding how deductibles work and carefully selecting an appropriate deductible can help balance cost savings with financial protection, ensuring optimal insurance coverage tailored to individual needs and circumstances.
