Billy Ray Cyrus has hit back after his estranged wife Firerose accused him of psychologically abusing her.
The country singer’s legal team responded to the accusations by producing evidence of texts and notes she sent to him after he filed for divorce.
Indicating she had sought to reconcile the marriage.
Firerose’s claims ‘are especially confusing and suspicious in its veracity since she begged Cyrus to forgive her.
And take her back only two days after he filed his pleadings to dissolve his marriage,’ reps for Billy Ray Cyrus said in a statement to DailyMail.com Tuesday.
DailyMail.com has obtained a copy of a legal filing Cyrus’ lawyers submit to the court Williamson County, Tennessee on Monday.
Excerpts from the court filing include a screenshot of a text message and a picture of a handwritten note Firerose, 35, wrote to Cyrus, 62, days after he filed for divorce May 23 after around seven months of marriage.
In both the text and note, Firerose, whose real name is Johanna Rose Hodges, appears to be trying to salvage the relationship amid difficult circumstances she did not provide specific examples of.
Cyrus’s reps said that the handwritten note – ‘professing her love and need to be with’ the Achy Breaky Heart vocalist – was penned by Firerose and left for Cyrus after she vacated their one-time home under court order.
The note read, ‘I miss you more than I can possibly explain in words Baby. Please lets work this out and not become anything but closer out of this hellish experience. I need you. I love you. I am so sorry.’
Cyrus’s reps said Firerose penned a long text message which ‘clearly speaks for itself’ – as she said she wanted to make peace with him, and had been very upset about their relationship issues.
‘If Cyrus was truly guilty of the allegations that [Firerose ] alleges in her pleadings, then it is mindboggling to try and explain why she would want to return to live with him,’ the reps said. ‘Furthermore, she was pleading with him to give her a chance to explain everything to him.’
‘I am listening to you baby,’ she said. ‘I love you. I don’t want us to be on different sides fighting the war that nobody wins.
‘I am going to do what you’re telling me because you promised me we can talk as soon as I’ve left and I trust you. I’m praying with my entire soul that we can find each other again today.’
Firerose continued: ‘I feel completely lost and miss you more than I can explain. And you will know I’m listening to you and showing you with my actions. We need to be kind and loving to each other no matter what happens.
‘You have been my best friend in the world every day for over 4 years. 24/7. I miss you terribly. My heart is shattered & I need the best friend right now more than ever.’
Firerose said that she had lost her appetite amid the relationship woes: ‘I lost 5 pounds since Wednesday. I just can’t eat no matter how much I tried. I don’t wanna live without you.
‘Please give me a chance to make this right. I can explain everything but I need you on my side. I need my hero back.’
Cyrus’s reps said in the aforementioned statement that Firerose’s decision ‘to litigate this 7-month marriage in the press … has left Mr. Cyrus with no recourse but to set the record straight.’
The reps cited the court filing Cyrus entered in an effort ‘to file an amended and supplemental complaint for annulment and divorce’ which ‘sets forth the specifics of [his] fraud allegations and proof of [his] allegations that he was defrauded in his inducement to marry’ Firerose.
In the legal filing from Cyrus on Monday, he said that Firerose sought to deceive him in an effort to marry into the famed family to boost her career.
Cyrus’ legal team said in the court filing that Cyrus trusted Firerose and ‘falsely believed she was an honest person.’
Cyrus’ team said that Firerose has used his American Express card 37 times since he filed for divorce less than a month ago, racking up more than $96,000 in unauthorized charges.
The charges included multiple cross-country flights, legal fees, her outstanding tax obligations and Venmo payments.
Cyrus’ team said that Firerose had misled him into believing she hadn’t been married before, and made the claim on a joint appearance on The Kelly Clarkson Show last October.
Cyrus’ team said in court docs that Firerose had conducted ‘a campaign’ to isolate him from his family, and blocked at least one of his daughters from being able to contact him.
Firerose in a legal complaint June 14 in Tennessee that Cyrus would conduct himself in an ‘unpredictable and volatile’ manner and that she ‘was the victim of extreme verbal, emotional, and psychological abuse.’
Follow us to see more useful information, as well as to give us more motivation to update more useful information for you.
Source: USA Today
Understanding Deductibles in Insurance
What is a Deductible?
A deductible is the amount of money a policyholder must pay out-of-pocket before an insurance company begins to cover the remaining costs. Deductibles are a fundamental component of most insurance policies, including health, auto, home, and business insurance.
How Do Deductibles Work?
When you file a claim, you are responsible for paying the deductible amount. Only after this amount is paid will the insurance company pay for the covered expenses exceeding the deductible. For example, if you have a $1,000 deductible on your car insurance and incur $3,000 in damages from an accident, you would pay the first $1,000, and the insurance company would cover the remaining $2,000.
Types of Deductibles
- Fixed Dollar Deductible: This is a specific amount you must pay each time you file a claim. It’s common in health and auto insurance policies.
- Percentage Deductible: In some cases, particularly with homeowners insurance, the deductible might be a percentage of the insured value. For instance, if your home is insured for $200,000 and you have a 2% deductible, your out-of-pocket cost would be $4,000 before insurance covers the rest.
- Per-Claim vs. Annual Deductible:
- Per-Claim Deductible: You pay the deductible every time you file a claim.
- Annual Deductible: Common in health insurance, this deductible resets each year. You pay out-of-pocket until your total expenses reach the deductible amount for the year.
Why Do Deductibles Exist?
- Cost Control: Deductibles help keep insurance premiums more affordable. Higher deductibles typically result in lower premiums because the policyholder assumes more initial risk.
- Reduced Claims Frequency: Deductibles discourage policyholders from filing small or frivolous claims, reducing the number of claims an insurer must process and pay out.
- Shared Responsibility: Deductibles ensure that policyholders share in the financial responsibility of their care or damages, promoting cautious behavior and maintenance of insured assets.
Choosing the Right Deductible
When selecting an insurance policy, choosing the right deductible is crucial. Here are some considerations:
- Financial Ability: Assess your ability to pay the deductible in case of a claim. A higher deductible can lower your premium but may be challenging to pay if an incident occurs.
- Risk Tolerance: Determine how much risk you are comfortable assuming. If you prefer lower out-of-pocket costs during an emergency, a lower deductible might be preferable, albeit with a higher premium.
- Frequency of Claims: Consider how often you might need to file a claim. If you anticipate frequent claims, a lower deductible might be more cost-effective over time.
Impact on Premiums
The relationship between deductibles and premiums is inverse. Generally, the higher the deductible, the lower the premium, and vice versa. This trade-off allows policyholders to customize their insurance based on their financial situation and risk appetite.
Conclusion
Deductibles are a key feature of insurance policies that influence both the cost of premiums and the financial burden on policyholders when filing claims. Understanding how deductibles work and carefully selecting an appropriate deductible can help balance cost savings with financial protection, ensuring optimal insurance coverage tailored to individual needs and circumstances.
