Eamonn Holmes’ companion Katie Alexander is reportedly “smitten” and “in love” with the presenter. 

The relationship counsellor is said to have grown close to the GB News anchor in recent months.

Eamonn and wife Ruth Langsford announced their split last month. Reports have since suggested Katie is helping Eamonn through “the tough times”.

It is thought Eamonn met Katie through Twitter back in 2015. The mum-of-three is divorced and is said to have commented on one of his posts, which sparked a conversation.

They have reportedly been spotted out together numerous times over the last 12 months. And friends have now told Mail Online Katie is “in love” with Eamonn.

It comes after reports yesterday in The Mirror that Katie is committed to a long-term relationship with the former This Morning host.

One source close to Katie claimed: “She is helping Eamonn through the tough times but doesn’t want to be seen as a marriage wrecker.

“The friendship has grown in recent months but Eamonn’s marriage has been over for some time.

“She wants to help Eamonn with his situation and their friendship has grown over a period of time. She feels she will be close to him for a long period and is in this for the long haul.”

The popular presenting duo saddened fans when they announced their split in May 2024. The couple confirmed the news via a statement to The Sun On Sunday. A spokesperson for the duo revealed: “Ruth Langsford and Eamonn Holmes have confirmed their marriage is over and they are in the process of divorcing.”

The pair had been together for 27 years and married for 14. It was later claimed the couple had actually been separated for a year and had tried to keep it secret.

Ruth had given an interview just a week before talking about the strains Eamonn’s battle with chronic pain had put on their marriage.

“I don’t know how much Eamonn’s mobility will improve,” she told Women’s Weekly. “We live in hope. He does the physio, but there might have to be some acceptance that this might never be 100% right.

“With any care situation – and there are millions of carers in this country – it isn’t always easy. It’s testing but we manage as a family.”

Eamonn’s friendship with Katie is not said to be the cause of their marriage breakdown. However Ruth was reportedly unaware of their closeness until recently. This is said to have led to her decision to take an extended break from Loose Women.

Eamonn, however, was back on GB News just days after the split announcement. He addressed the news directly when he told viewers: “I’d just like to thank people for your support for Ruth and I over the last few days as to the news of our separation. Your support for both of us is very much appreciated.”

Ruth has so far remained silent on the split, but did respond to a fan who said they were worried for dog Maggie. The fan commented on Ruth’s social media that the pooch “looked sad”.

“I don’t see that,” Ruth replied firmly in the comments section. “She is a very happy, contented, much-loved dog.”

Follow us to see more useful information, as well as to give us more motivation to update more useful information for you.

Source: CNN

Understanding Deductibles in Insurance

What is a Deductible?

A deductible is the amount of money a policyholder must pay out-of-pocket before an insurance company begins to cover the remaining costs. Deductibles are a fundamental component of most insurance policies, including health, auto, home, and business insurance.

How Do Deductibles Work?

When you file a claim, you are responsible for paying the deductible amount. Only after this amount is paid will the insurance company pay for the covered expenses exceeding the deductible. For example, if you have a $1,000 deductible on your car insurance and incur $3,000 in damages from an accident, you would pay the first $1,000, and the insurance company would cover the remaining $2,000.

Types of Deductibles

1. Fixed Dollar Deductible: This is a specific amount you must pay each time you file a claim. It’s common in health and auto insurance policies.
2. Percentage Deductible: In some cases, particularly with homeowners insurance, the deductible might be a percentage of the insured value. For instance, if your home is insured for $200,000 and you have a 2% deductible, your out-of-pocket cost would be $4,000 before insurance covers the rest.
3. Per-Claim vs. Annual Deductible:
   • Per-Claim Deductible: You pay the deductible every time you file a claim.
   • Annual Deductible: Common in health insurance, this deductible resets each year. You pay out-of-pocket until your total expenses reach the deductible amount for the year.

Why Do Deductibles Exist?

1. Cost Control: Deductibles help keep insurance premiums more affordable. Higher deductibles typically result in lower premiums because the policyholder assumes more initial risk.
2. Reduced Claims Frequency: Deductibles discourage policyholders from filing small or frivolous claims, reducing the number of claims an insurer must process and pay out.
3. Shared Responsibility: Deductibles ensure that policyholders share in the financial responsibility of their care or damages, promoting cautious behavior and maintenance of insured assets.

Choosing the Right Deductible

When selecting an insurance policy, choosing the right deductible is crucial. Here are some considerations:

1. Financial Ability: Assess your ability to pay the deductible in case of a claim. A higher deductible can lower your premium but may be challenging to pay if an incident occurs.
2. Risk Tolerance: Determine how much risk you are comfortable assuming. If you prefer lower out-of-pocket costs during an emergency, a lower deductible might be preferable, albeit with a higher premium.
3. Frequency of Claims: Consider how often you might need to file a claim. If you anticipate frequent claims, a lower deductible might be more cost-effective over time.

Impact on Premiums

The relationship between deductibles and premiums is inverse. Generally, the higher the deductible, the lower the premium, and vice versa. This trade-off allows policyholders to customize their insurance based on their financial situation and risk appetite.

Conclusion

Deductibles are a key feature of insurance policies that influence both the cost of premiums and the financial burden on policyholders when filing claims. Understanding how deductibles work and carefully selecting an appropriate deductible can help balance cost savings with financial protection, ensuring optimal insurance coverage tailored to individual needs and circumstances.