Jennifer Lopez did her best not to draw any attention to herself as she was spotted flying in economy over the weekend.
The diva, who has an estimated net worth of $400 million, proved she was still Jenny from
the block at heart as she settled in for a 2hr20 flight from Naples, Italy to Paris, France on Saturday.
Pictures obtained by MailOnline show the 54-year-old singer casually clad in a white jumper and jogging bottoms
while sitting at a window seat on a AirFrance flight – where prices start from €134 (£115/$136) and there is no business class cabin available.
While the mother-of-two opted to travel on a budget she did reserve the middle seat for her handbag.
J Lo’s decision to fly economy comes after she took some financial hits by cancelling her tour amid her marital woes with Ben Affleck.
After making her way through customs and security with the masses, she travelled with her bodyguard on the plane, who was perched on the aisle seat.
The journey saw Jennifer wrap up her solo holiday in Italy to make it to Paris for Men’s Fashion Week.
She was reportedly in ‘good spirits’ during her getaway despite being hounded by rumors of an ‘imminent’ divorce with Argo actor Ben, 51, and possibly facing financial hits.
In recent months, Jennifer has been facing incessant rumors of an ‘imminent’ divorce in her two-year marriage with Ben.
The pair have also been living separately for several weeks now after it was previously reported that the Gone Girl star has been staying at a $100,000-a-month rental property in Brentwood.
In the midst of the drama, she announced the cancellation of her This Is Me… Live tour, which was set to kick off in July just ahead of her 55th birthday.
In late May, she canceled her greatest hits concert tour and took time off ‘to be with her children, family and close friends,’ an exclusive report by DailyMail.com revealed.
Most recently, she and Ben are also trying to quietly offload their $60 million marital home in Beverly Hills after purchasing the property together just last year.
In addition to her tour cancellation, she also took out a nice chunk of change and paid $20 million out of her own pocket to fund her documentary.
The Greatest Love Story Never Told is one component of a self-financed, three-part multimedia project about her and her husband’s love story, which was released on Amazon Prime Video in February.
In spite of it all, her film career is still going strong as she is set to promote two upcoming films with her husband as Affleck is a producer on both Unstoppable and Kiss of the Spider Woman.
Her Netflix sci-fi action movie Atlas is also a chart-topping success on the streaming service’s platform despite being panned by critics.
Her travels come over a week after she was last pictured on her way for a public meet-up with Ben.
Amid all the drama, it’s been claimed that Jennifer is ‘over’ trying to fix her marriage to Ben.
An industry insider alleged the pop star has reached her wit’s end and no longer feels that she can do any ‘more’ to save the relationship.
A music industry source told DailyMail.com.’Jenny has had enough and she really tried but she can do no more, it’s not getting any better, it’s worse.’
The insider add that the main reason J Lo left her husband was because he was always ‘grumpy and negative’ like Oscar The Grouch from Sesame Street.
Jennifer is also said to be ‘shocked’ by the bad press she has been getting, which she believes is not fair.
The source said: ‘If people could see what she has really gone through they would be easier on her. Ben is a great guy but he can be grumpy and a downer.
‘I think the world saw that in photos like when they were at the Grammys last year; he wouldn’t smile. If they saw how it really was, they would not attack her,’ said the friend of Jennifer.
‘He chain smokes and cusses and seems irritated a lot of the time. Great director and actor, but not a lot of laughs with him, you know?’ said the source. ‘He is a wonderful father though.’
They added: ‘She is really not used to this kind of bad feedback, but she will get over it. She will march on. ‘Jennifer is a very smart and strong woman and she will bounce back, she always does!’
There had been many reports that Ben and Jennifer were set to announce their divorce last Friday, which is the norm among celebrities who are splitting.
When the source was asked about this they offered, ‘I think they have wanted to wait until all the kids are out of school and done with school plans and all that before they make their big announcement. They are putting the kids first.’
And as far as how Jennifer and Ben are getting along these days, the insider said they are being ‘cordial’ with each other.
So what happened to the once jovial Ben who used to smile at fans and make out with Jennifer in public? The source points to the pressure in Ben’s career.
‘He is now filming Accounting 2 and the hours are really long, he is working hard at it and it’s a lot to juggle with marriage and kids,’ said the source. ‘So sometimes he is not in the best mood.’
Meanwhile, Jennifer cleared her schedule this summer to give herself some downtime to re-examine her life.
‘She is living alone and not with Ben, I think everyone knows that already, so that is a major change for her and the kids,’ said the pal. Indeed, Ben moved into a $100K a month rental near Garner months ago.
‘Of course Jenny is sad, she loves Ben, but they are just too different, there is no give and take, there was no blending, they are just on separate tracks.’
The source added that Jennifer gave it her all: ‘She really tried hard to make it work, and it just did not work.
‘She invested a lot of time and energy, and I think he did the same. There is no one to blame here. It just was not in the cards. It is very hard for two massive stars to keep a marriage going, one has to give in, and in this case neither gave in.’
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Source: Los Angeles Times
Understanding Deductibles in Insurance
What is a Deductible?
A deductible is the amount of money a policyholder must pay out-of-pocket before an insurance company begins to cover the remaining costs. Deductibles are a fundamental component of most insurance policies, including health, auto, home, and business insurance.
How Do Deductibles Work?
When you file a claim, you are responsible for paying the deductible amount. Only after this amount is paid will the insurance company pay for the covered expenses exceeding the deductible. For example, if you have a $1,000 deductible on your car insurance and incur $3,000 in damages from an accident, you would pay the first $1,000, and the insurance company would cover the remaining $2,000.
Types of Deductibles
- Fixed Dollar Deductible: This is a specific amount you must pay each time you file a claim. It’s common in health and auto insurance policies.
- Percentage Deductible: In some cases, particularly with homeowners insurance, the deductible might be a percentage of the insured value. For instance, if your home is insured for $200,000 and you have a 2% deductible, your out-of-pocket cost would be $4,000 before insurance covers the rest.
- Per-Claim vs. Annual Deductible:
- Per-Claim Deductible: You pay the deductible every time you file a claim.
- Annual Deductible: Common in health insurance, this deductible resets each year. You pay out-of-pocket until your total expenses reach the deductible amount for the year.
Why Do Deductibles Exist?
- Cost Control: Deductibles help keep insurance premiums more affordable. Higher deductibles typically result in lower premiums because the policyholder assumes more initial risk.
- Reduced Claims Frequency: Deductibles discourage policyholders from filing small or frivolous claims, reducing the number of claims an insurer must process and pay out.
- Shared Responsibility: Deductibles ensure that policyholders share in the financial responsibility of their care or damages, promoting cautious behavior and maintenance of insured assets.
Choosing the Right Deductible
When selecting an insurance policy, choosing the right deductible is crucial. Here are some considerations:
- Financial Ability: Assess your ability to pay the deductible in case of a claim. A higher deductible can lower your premium but may be challenging to pay if an incident occurs.
- Risk Tolerance: Determine how much risk you are comfortable assuming. If you prefer lower out-of-pocket costs during an emergency, a lower deductible might be preferable, albeit with a higher premium.
- Frequency of Claims: Consider how often you might need to file a claim. If you anticipate frequent claims, a lower deductible might be more cost-effective over time.
Impact on Premiums
The relationship between deductibles and premiums is inverse. Generally, the higher the deductible, the lower the premium, and vice versa. This trade-off allows policyholders to customize their insurance based on their financial situation and risk appetite.
Conclusion
Deductibles are a key feature of insurance policies that influence both the cost of premiums and the financial burden on policyholders when filing claims. Understanding how deductibles work and carefully selecting an appropriate deductible can help balance cost savings with financial protection, ensuring optimal insurance coverage tailored to individual needs and circumstances.
