Si King announced on Sunday that the Hairy Bikers brand is over following the tragic passing of Dave Myers.
Best pals Si, 57, and Dave worked very closely together for two decades creating a number of much-loved cooking TV shows as well as books and live appearances.
Dave passed away aged 66 in February with Si by his side following a lengthy battle with cancer.
Si has now said it wouldn’t be ‘respectful’ for him to continue as the Hairy Bikers on his own.
Speaking to The Guardian about his next career move, Si said: ‘It can’t be the Hairy Bikers 2.0. That’s not going to happen. It wouldn’t be respectful.’
The TV chef continued: ‘It’s definitely a time of change and change comes at a cost and that cost has been my best friend.’
‘What was wonderful about my mate Dave was that he absolutely embraced the moment. He used to drive me mad. I’d tell him to say something negative for a bit, but he just loved being a Hairy Biker.’
‘Dave and I were two very different people with different agendas and priorities, but we adored each other. The only strategy we had was that if one was vociferously against doing something, then we wouldn’t do it.
‘But Dave was always ready to say yes, much more than me. More times than not he’d win by being relentlessly positive.’
Si went onto admit that being a Hairy Biker ‘was exhausting’ and the pair had to ‘hang on a minute’ and listen to their bodies.
The news that Si will not continue as Hairy Bikers comes after he revealed their last ever cookbook together will be out in October.
Si said he had wanted to finish Our Family Favourites in honour of ‘my best friend’ and had written it ‘with love’.
In a video posted to Facebook, the chef said he had frequently discussed Our Family Favourites with his friend and felt it was only right to get it published.
‘We have a new book called Our Family Favourites and I just wanted to talk about it a little bit,’ he said.
‘It’s a book that Dave and I discussed at length and I want to finish to honour my best friend.
‘It’s full of recipes that have remained favourites over the years and stay close to our hearts.
‘It’s out in October but you can preorder now.’
Si added, with his voice breaking: ‘It’s a really special book written with love and in memory of my lovely mate.’
Earlier this month thousands of motorcyclists travelled from the world famous Ace Cafe in London to Cumbria to celebrate Dave’s life.
An accompanying GoFundMe page to raise donations for NSPCC Childline and the Institute for Cancer Research has already seen well-wishers give nearly £100,000.
Dave’s passing in February was announced by Si in a heart-wrenching statement.
As well as his cooking adventures, Myers was well known for his warm-hearted appearance on Strictly in 2013, where he partnered with Karen Hauer.
Dave met Si when they were both working in the film industry and bonded over their love of food and motorbikes.
Over their career the best friends built up a reputation as the friendly faces of TV cooking, with 31 separate projects since they first debuted on the BBC in 2006.
Following his diagnosis in 2022, Dave briefly took a break from work before filming his last show with Si.
The programme, The Hairy Bikers Go West, saw the pair travel across Britain from Scotland to Devon and Si previously said it would be one they would ‘always remember’.
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Source: Tampa Bay Times
Understanding Deductibles in Insurance
What is a Deductible?
A deductible is the amount of money a policyholder must pay out-of-pocket before an insurance company begins to cover the remaining costs. Deductibles are a fundamental component of most insurance policies, including health, auto, home, and business insurance.
How Do Deductibles Work?
When you file a claim, you are responsible for paying the deductible amount. Only after this amount is paid will the insurance company pay for the covered expenses exceeding the deductible. For example, if you have a $1,000 deductible on your car insurance and incur $3,000 in damages from an accident, you would pay the first $1,000, and the insurance company would cover the remaining $2,000.
Types of Deductibles
- Fixed Dollar Deductible: This is a specific amount you must pay each time you file a claim. It’s common in health and auto insurance policies.
- Percentage Deductible: In some cases, particularly with homeowners insurance, the deductible might be a percentage of the insured value. For instance, if your home is insured for $200,000 and you have a 2% deductible, your out-of-pocket cost would be $4,000 before insurance covers the rest.
- Per-Claim vs. Annual Deductible:
- Per-Claim Deductible: You pay the deductible every time you file a claim.
- Annual Deductible: Common in health insurance, this deductible resets each year. You pay out-of-pocket until your total expenses reach the deductible amount for the year.
Why Do Deductibles Exist?
- Cost Control: Deductibles help keep insurance premiums more affordable. Higher deductibles typically result in lower premiums because the policyholder assumes more initial risk.
- Reduced Claims Frequency: Deductibles discourage policyholders from filing small or frivolous claims, reducing the number of claims an insurer must process and pay out.
- Shared Responsibility: Deductibles ensure that policyholders share in the financial responsibility of their care or damages, promoting cautious behavior and maintenance of insured assets.
Choosing the Right Deductible
When selecting an insurance policy, choosing the right deductible is crucial. Here are some considerations:
- Financial Ability: Assess your ability to pay the deductible in case of a claim. A higher deductible can lower your premium but may be challenging to pay if an incident occurs.
- Risk Tolerance: Determine how much risk you are comfortable assuming. If you prefer lower out-of-pocket costs during an emergency, a lower deductible might be preferable, albeit with a higher premium.
- Frequency of Claims: Consider how often you might need to file a claim. If you anticipate frequent claims, a lower deductible might be more cost-effective over time.
Impact on Premiums
The relationship between deductibles and premiums is inverse. Generally, the higher the deductible, the lower the premium, and vice versa. This trade-off allows policyholders to customize their insurance based on their financial situation and risk appetite.
Conclusion
Deductibles are a key feature of insurance policies that influence both the cost of premiums and the financial burden on policyholders when filing claims. Understanding how deductibles work and carefully selecting an appropriate deductible can help balance cost savings with financial protection, ensuring optimal insurance coverage tailored to individual needs and circumstances.
