Eamonn and Ruth, both 64, shocked fans across the UK when it was confirmed last month they would be divorcing after 27 years together.
It was revealed that they had silently split months before the news broke.
Since then, GB News presenter Eamonn has been seen spending time with Katie Alexander, a 42-year-old relationship counsellor from Yorkshire.
The pair have been seen multiple times together over the past 12 months, with Katie helping Eamonn navigate his split with Ruth.
Now, a friend of Katie have claimed that she has developed feelings for Eamonn and is said to be “in love” with the TV presenter, reports the Mail Online.
Meanwhile, friends have pointed out to Katie that their friendship has only grown closer since Eamonn’s break-up.
“She is helping Eamonn through the tough times but doesn’t want to be seen as a marriage wrecker,” the source said, adding that his marriage had been over for a while,” according to The Mirror.
“She wants to help Eamonn with his situation and their friendship has grown over a period of time,” they added. “She feels she will be close to him for a long period and is in this for the long haul.”
Katie met Eamonn on X/Twitter in 2015 after she commented on a post and it sparked a conversation.
Last October he attended a charity fundraiser event in Yorkshire, close to Katie’s home, and became a patron.
The counsellor has worked for the charity as a therapist.
He has also treated Katie to a Beyonce concert, a visit to Center Parcs and tickets for a Manchester United game — while Katie has been seen in his native Belfast.
Ruth and Eamonn have been reportedly separated for over a year, with the couple disappearing from each other’s social media for more than two years before their divorce announcement.
They had been together for 27 years, including 14 years of marriage.
Ruth has taken time away from Loose Women in order to deal with her heartbreak away from the public eye.
She has since extended her time off.
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Source: New York Post
Asset Allocation: An Overview
Asset allocation is a crucial strategy in investment management that involves dividing an investment portfolio among different asset categories, such as stocks, bonds, real estate, and cash. The goal is to balance risk and reward by adjusting the proportion of each asset class based on the investor’s risk tolerance, time horizon, and financial goals.
Importance of Asset Allocation
Diversification: Spreading investments across various asset classes reduces the risk of a significant loss. If one asset class performs poorly, others may perform well, balancing the overall returns.
Risk Management: Different asset classes have different levels of risk and return. By allocating assets appropriately, investors can manage the overall risk of their portfolio.
Optimization of Returns: Proper asset allocation aims to maximize returns for a given level of risk.
Key Asset Classes
Stocks (Equities):
Represent ownership in a company.
Potential for high returns but come with higher risk.
Suitable for long-term growth.
Bonds (Fixed Income):
Loans made to a corporation or government in exchange for periodic interest payments and the return of principal at maturity.
Generally lower risk than stocks, providing more stable returns.
Suitable for income generation and preservation of capital.
Real Estate:
Physical property or investments in Real Estate Investment Trusts (REITs).
Provides potential for income through rent and appreciation in value.
Offers diversification benefits due to its lower correlation with stocks and bonds.
Cash and Cash Equivalents:
Includes money market funds, Treasury bills, and other short-term investments.
Lowest risk but also the lowest returns.
Provides liquidity and stability.
Factors Influencing Asset Allocation
Risk Tolerance:
The degree of variability in investment returns an investor is willing to withstand.
Higher risk tolerance generally leads to a higher allocation in stocks.
Time Horizon:
The expected period an investor plans to hold an investment.
Longer time horizons can justify higher allocations to stocks due to their potential for higher long-term returns.
Investment Goals:
Specific financial objectives, such as retirement, buying a house, or funding education.
Goals influence the required return and acceptable risk level.
Market Conditions:
Economic and market trends can impact asset performance.
Tactical adjustments may be made based on current conditions, though the core allocation usually remains aligned with long-term goals.
Strategies for Asset Allocation
Strategic Asset Allocation:
Establishing and adhering to a base asset mix that aligns with the investor’s long-term goals and risk tolerance.
Periodic rebalancing to maintain the target allocation.
Tactical Asset Allocation:
Short-term adjustments to the asset mix based on market conditions or economic outlook.
Aims to capitalize on favorable conditions while managing risk.
Dynamic Asset Allocation:
Continuously adjusting the asset mix in response to changing market conditions.
More flexible but requires active management and frequent monitoring.
Core-Satellite Allocation:
Combining a core portfolio that follows a strategic allocation with smaller, actively managed
satellite investments.
Allows for potential higher returns from satellite investments while maintaining a stable core.
Rebalancing
Rebalancing involves adjusting the portfolio to return to the target asset allocation. This can be done periodically (e.g., annually) or when asset classes deviate significantly from their target weights. Rebalancing helps maintain the desired risk level and can involve buying or selling assets to restore the original allocation.
Conclusion
Asset allocation is a fundamental aspect of building and managing an investment portfolio. By diversifying investments across different asset classes, investors can manage risk, optimize returns, and align their portfolios with their financial goals. Whether following a strategic or more active approach, understanding and applying asset allocation principles is key to long-term investment success.
